Use Award Winning Oklahoma Home Insurance Website to Find Best Deals

November 17th, 2008 by Brad C

Oklahoma home insurance and auto insurance buyers are among the special few who can count on their state for information.  The Oklahoma state insuranceShopping For Oklahoma Home Insurance website was recently rated excellent by the Consumer Information of America, one of only  six sites to earn that accolade.

The reasons the site was rated so highly included offering information on things like Complaints and Claims Assistance, and Public Enforcement of state insurance laws.

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Listen to Use Award Winning Oklahoma Home Insurance Website to Find Best Deals
Listen to Use Award Winning Oklahoma Home Insurance Website to Find Best Deals

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Tennessee Homeowners Need to Prepare

November 13th, 2008 by Brad C

Winter storms are coming soon, and based on what happened last year, home owners in Tennessee need to get ready. This includes not only preparing their homes, President Bush And Governor Bredesen Survey Tornado Damage In Lafayette, Tennesseebut making sure all Tennessee Home Insurance policies are ready for the challenge as well.

The first weekend in 2008 included a storm that resulted in 19 counties being declared federal disaster areas. Will that happen again in 2009?

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Listen to Tennessee Homeowners Need to Prepare
Listen to Tennessee Homeowners Need to Prepare

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3 Steps to Make Sure Your Home Insurance is Up to Code

October 31st, 2008 by Brad C

Building codes change constantly.  If your home is ten years old, it probably does not meet current codes; in fact, with all the latest “green” codeFamily together. changes,  it’s possible that your home won’t make it even if it is just five years old.  That means if something happens to your home, you’ll be required to bring it up to code when you repair it.  Is your home insurance policy big enough to cover that? 

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Listen to 3 Steps to Make Sure Your Home Insurance is Up to Code
Listen to 3 Steps to Make Sure Your Home Insurance is Up to Code

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Your Credit Does Not Matter in Michigan

September 12th, 2008 by Brad C

The Michigan Court of Appeals has decided that insurance companiesShop Carefully For Michigan Homeowners Insurance can no longer use credit scores to determine premiums for auto and home insurance.  Some are celebrating that this means lower rates for people with poor credit, but ultimately it could cost every Michigan resident even more for insurance.

Organizations like the Property Casualty Insurers Association of America and the Insurance Institute of Michigan maintain that low credit scores show a pretty direct relationship with things like car accidents and homeowners claims.

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Listen to Your Credit Does Not Matter in Michigan
Listen to Your Credit Does Not Matter in Michigan

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Gold, Silver and Bronze – The Challenge of Insuring Olympic Medals

September 11th, 2008 by Brad C

The athletes have gone home, the cameras are unplugged, and the countdown has begun  until the 2012 Olympics in London.  But for the 302 Gold Medal winners, life will never be the same.  Even though the medal is really mostly silver and Michael Phelps Will Insure His Eight Olympic Gold Medalsonly about six percent gold, it’s the most important medal of their lives.  So the next question is – How to protect it and insure it?

 

Lloyd’s of London tackled that question on their website.  Although the actual cost of the medals may not be as high as one might think, the sentimental value is enormous.  Things like that can be insured at whatever value the owner and insurance company agree on, especially since it may be impossible to actually replace the medal.

The value of the medals is also affected by geography and sport.  While Morten Joergensen’s gold medal for rowing is huge in Denmark, its value in the US is much less.  But just think what one of Michael Phelps’ gold medals would go for on eBay?

The bottom line is this – Olympic medals represent the crowning achievement of a lifetime devoted to training and the pursuit of excellence, which makes them absolutely priceless.

By the way, if you’ve never seen an Olympic medal, visit the Italian American Sports Hall of Fame in Chicago.  Several of the gold, silver and bronze medals won by swimmer Matt Biondi in the 1984, 1988 and 1992 Olympics are on display there, and they are amazing to behold.

Listen to Gold, Silver and Bronze – The Challenge of Insuring Olympic Medals
Listen to Gold, Silver and Bronze – The Challenge of Insuring Olympic Medals

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The Obesity Factor – Costing You More for Health Insurance

September 10th, 2008 by Brad C

Most of us gain a few pounds each year, thanks to Valentine’s Day candy, Xbox, and Christmas cookies.  But now those extra pounds just might raise your health insurance rates, whether you have an individual Stay Healthy - Obesity Can Raise Health Insurance Ratespolicy or are part of a group health insurance plan at work.

Health insurance premiums are based on likely medical expenses, and overweight workers usually incur more medical costs than smokers or problem drinkers. 

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Listen to The Obesity Factor – Costing You More for Health Insurance
Listen to The Obesity Factor – Costing You More for Health Insurance

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Love Your Car Insurance Company? Chances Are You’ll Stay

September 4th, 2008 by Brad C

A new survey by J.D. Power and Associates shows that drivers who are happy with their current auto insurance company usually won’t change regardless of price.  But that begs theConstantly Shop For Better Car Insurance Rates question – are they still getting the best deal?

Most people consider five factors when choosing an auto insurance company – interaction, policy offerings, price, billing and payment, and claims. 

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Listen to Love Your Car Insurance Company? Chances Are You’ll Stay
Listen to Love Your Car Insurance Company? Chances Are You’ll Stay

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A Landlord’s Tale – Why Renter’s Insurance Really Matters

September 3rd, 2008 by Brad C

Jonathan was angry that he was being evicted, so he planned revenge.  Once he’d moved out all of his belongings, he stopped the kitchen drain, then turned the water on in the sink, locked the door and left.  By the time Tom, the landlord, came to clean the place the next day, thousands of dollars in damage had been done.

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Listen to A Landlord’s Tale – Why Renter’s Insurance Really Matters
Listen to A Landlord’s Tale – Why Renter’s Insurance Really Matters

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Small Business Owners Use Slow Times to Get Organized, Save Money

September 1st, 2008 by Brad C

For many small businesses, this time of year slows down a bit.  Back-to-school shopping is over, Christmas shopping hasn’t started yet, and consumers are in a Time To Check Your Small Business Insurancequiet “Indian  Summer” mood.  If you own a small business, this is your chance to catch up on all those things you’ve been meaning to do, but haven’t had the time.

You’ve probably got a mental list of things already.

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Listen to Small Business Owners Use Slow Times to Get Organized, Save Money
Listen to Small Business Owners Use Slow Times to Get Organized, Save Money

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Most Renters Unprotected from Theft

August 31st, 2008 by Brad C

Are you renting your home?  87 million Americans are now, especially as the number of foreclosures increases.  But while homeowners are required to purchase home insurance  as a mortgage requirement, renters aren’t forced to buy renters insurance

Only 40% of renters have the coverage they need.  As Renters Need Renters Insurance To Protect From Thefta result, over 50 million people are unprotected from loss of their personal property.

Renters insurance usually is pretty cheap because it only protects your stuff, like your clothes, TV, computer, camera, etc. 

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Listen to Most Renters Unprotected from Theft
Listen to Most Renters Unprotected from Theft

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