Small Business Insurance
Take Care Of Your Employees With
Small Business
Insurance
If you run a small business with two to fifty
employees, you know the challenges of finding small business
health insurance you and your employees can afford. Fortunately
you’ve found Insurance-Rates-Online; we’ve made it easy to
obtain quotes from insurance companies in your area that offer
small business insurance.
Offering a good health insurance plan as part
of your company benefit plan is an important way to attract
and keep the best employees. In fact surveys
have shown that an employee health care program is one of
the top factors in accepting a new position. As a small
business owner, you’ll also benefit personally by
participating in a group health insurance plan because the
rates will be less expensive than purchasing an individual
plan for you and your family.
Every state requires employers to contribute
25-50% of the cost of their employee health insurance plan, but
the great news is that employer contributions are generally
100% tax deductible. You may also be able to reduce payroll
taxes. Employees can also pay their share of the premiums with
pre-tax dollars. Consult your accountant for the specific rules
in your area.
As you prepare to shop for the right small
business health insurance plan for your organization, you’ll
have a choice between HMO, PPO, POS and even HSA plans. Premium
costs and coverage can vary greatly by plan type and provider,
so make sure you compare everything before making your final
decision. For additional ways to lower insurance rates, consult
our Insurance Shopping Tips center.
To obtain a small business health
insurance quote, you’ll need the following
information:
-
Employee information, including date of birth and
gender for both the employee and their dependents
-
Company inception date
-
Start date of coverage
-
Desired deductible levels
-
Percentage of premium the company will pay
Ready to take great care of yourself
and your employees? Enter your zip code now to take the first
step to a healthier world.
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